hoffe das kann dir helfen, ich würde es in der kommenden prüfung so auch hinschreiben (natürlich auf deutsch lol):
A budget..
A budget is essentially a guideline to follow with regards to spending. It breaks down expenses into categories (i.e. rent, electric bills, etc..) for a certain time period (usually weekly, monthly, or yearly).
Once all expenses are put into the budget, they're added up to get a total. This figure is then used to subtract against the total amount of income made for the same time period. The result is how much money can be saved for that time period. If the goal is to save more money, then expenditures can be changed or dropped from the budget (if possible).
A financial plan..
A financial plan is a tool to help you achieve long-term financial objectives. It's kind of like a budget in that it breaks down your expenses, but it's much more goal-oriented.
For example, let's say your goal is to save up a certain amount of money for retirement. A financial plan would be your guideline for reaching that retirement goal. Financial plans also differ from budgets because they focus more on income and assets including: bank accounts, pensions, home equity, etc.. A financial plan also will estimate how much money you will make from stocks, bonds, mutual funds, 401Ks, etc..
Fehler:
Finanzplan - sich zu hohe/niedrige kosten ziele setzen;
Budgetplan - falsche zeitliche Ziel setzung, sprich: Fehler können bei der Ein/Auszahlung passieren die zu Verzögerungen führen könnten, die eventuel mit höheren Kosten verbunden sind.
so meine Meinung...
hier noch ein guter link dazu mit den fehlern:
http://www.akademie.de/wissen/businessp ... ige-fehler